As a Co Wheels member, you will be covered by our fully-comprehensive policy which covers personal and business use.
Changes as of 19th June 2024: As per our updated Terms & Conditions, if you have an accident that is your fault, there is an excess payable. The excess payable is £800 for drivers over 21 and £1000 for drivers under 21 and for damage on vans.
We do offer a non-refundable collision damage waiver, which reduces the excess fee to £100. This is £100 upfront annual payment or a monthly £10 payment and covers up to 5 drivers on your account. CDW is not available for drivers under 21.
Eligibility
2.1 To drive any Co Wheels vehicle, you must become a car club member (see section 4) and meet the requirements set out below.
2.2 If you drive a Co Wheels vehicle without meeting these requirements, you won’t be validly insured, which would mean you could be committing a criminal offence.
2.3 If you cannot meet these requirements, or at any point in future things change and you no longer meet all these requirements:
- you must tell us immediately; and unless we’ve expressly agreed differently with you, your contract with us (and your right to drive Co Wheels vehicles) will automatically end (whether or not you tell us).
2.4 The requirements are:
you must be 19 or over and have held a full driving licence for a minimum of 12 months;
If you are aged 25 or under, you must possess a clean licence, with 0 points or endorsements.
Applicants 26 or over must have no more than 6 points issued on their driving licence and no one offence with 6 points or more.
If you have been disqualified from driving at any point, you are not eligible for membership.
If you have been involved in 2 or more accidents within the last 3 years (or 1 or more accidents if you are aged 21 and under) you are not eligible for membership.
If you have had 2 or more theft claims in the last three years, you are not eligible for membership.
If you are a professional sportsperson, model, itinerant worker or member of the entertainment profession, you are not eligible for membership.
Drivers Not Insured:
Provisional licence holders
Drivers aged 18 and under
Drivers aged 24 or under when the vehicle being hired has a seating capacity of nine or more, in addition to the driver's seat.
Drivers with more than 6 points or 6 points received in a single driving offence
Drivers who have held a licence for less than 12 months
Drivers under the age of 25, postcode restrictions may apply
Drivers with the following convictions on their licences will not be insured:
UT50; CD40; CD50; CD60; CD70; CD71; DD40; DD60; DD80; DR10; DR20; DR30; DR31; DR40; DR50; DR60; DR61; DR70; DR80 or DR90.
2.5 You must tell DVLA:
if you develop a notifiable medical condition or disability or
a condition or disability has got worse since you got your licence.
Notifiable conditions are anything that could affect your ability to drive safely. Please refer to information provided in this link https://www.gov.uk/driving-medical-conditions
You must tell us immediately if your driving licence is revoked or not issued by the DVLA and your right to access and/or use Co Wheels vehicles will immediately cease until further notice to the contrary by us.